Effective as of June 22, 2023
Last update: June 22, 2023

Enova International, Inc. (“Enova”) respects the privacy of your information. This notice is provided to you on behalf of Enova, its respective family of companies, and all of their respective subsidiaries and affiliates (hereafter collectively referred to as the “Enova Related Companies,” “we,” “our,” or “us”). “You” or “Your” means you as a user of this Website(www.enova.com).

Please read this notice carefully. This notice governs your use of our Website and is designed to assist you in understanding how we collect, use and protect the information you provide to us when using the Website. This notice does not govern the collection and use of information by our operating entities or brands. Please see the privacy notices available on our brand websites for more information on their privacy practices.

From time to time, we may change this notice. If we do, we will post an amended version on this webpage. Please review this notice periodically.

1. Personal Data We Collect

We collect personal data from you through your use of the Website and from other sources as described herein.  Depending on how you interact with our Website, we will collect your name, email address, and employment information when you fill out online forms, surveys, registration forms, or other documents or submissions.

We also automatically collect certain personal data through your use of the Website and our use of cookies and other tracking technologies, such as the following:

  • Usage Information. For example, pages on the Website you access, the frequency of access, and what you click on while on the Website.
  • Device Information. Information obtained from webpage http headers (home server domain names, IP address, type of client computer, and type of browser).

 

For more information on our cookie usage, see our Cookies and Other Tracking Technologies section below. To review or request changes to any of your personal data, please contact us at marketing@enova.com.

2. How We Use Your Personal Data

We use personal data to:

  • Comply with all reporting and other legal requirements;
  • Enhance your experience on our Website;
  • Verify employment details upon request;
  • Respond to questions or outreach we receive via the Website;
  • Ensure inclusion in investor subscription newsletters upon request;
  • Conduct statistical analyses;
  • Defend our legal rights and the rights of others;
  • Fulfill any other purposes for which you provide it;
  • For any purpose that is reasonably necessary to or compatible with the original purpose for which we collected the information as disclosed to you; and
  • Provide our advertisers with editorial or feedback information.

3. How We Share Your Personal Data

We may share your personal data in the following ways:

  • With vendors who perform data or Website-related services on our behalf (e.g., email, hosting, maintenance, backup, analysis, etc.);
  • To the extent that we are required to do so by law;
  • In connection with any legal proceedings or prospective legal proceedings;
  • To establish, exercise, or defend our or a third party’s legal rights, including providing information to others for the purposes of fraud prevention;
  • With any person who we reasonably believe may apply to a court or other competent authority for disclosure of that personal data where, in our reasonable opinion, such court or authority would be reasonably likely to order disclosure of that personal data;
  • With any other person or entity as part of any business or asset sale, equity transaction, merger, acquisition, bankruptcy, liquidation, or similar proceeding, or in preparation for any of these events;
  • With any other person or entity where you consent to the disclosure; and
  • For any other purpose disclosed by us when you provide the personal data or for any other purpose we deem necessary, including to protect the health or safety of others.

4. Cookies and Other Tracking Technologies

We may receive and store certain types of information whenever you interact with our Website. For example, like many websites, we use cookies and other tracking technologies (such as pixels and web beacons) (collectively, “Cookies”) to obtain certain types of information when your web browser accesses our Website and when you login, such as: your name and your email address. Cookies are pieces of information that are transferred to your computer’s hard drive via your web browser.

We use Cookies to: (1) estimate audience size and usage patterns; (2) understand and save your preferences for future visits, allowing us to customize our Website and services to your individual needs; (3) advertise new content and services that relate to your interests; (4) keep track of advertisements and search engine results; (5) compile aggregate data about site traffic and site interactions to resolve issues and offer better site experiences and tools in the future; and (6) recognize when you return to the Website.

We set some Cookies ourselves, while separate entities set other Cookies. We use Cookies other entities set to provide us with useful information, to help us improve our Website, to conduct advertising, and to analyze the effectiveness of advertising. For example, we use Cookies from Adobe, Google, and other similar companies.

You can block Cookies by changing your Internet browser settings to refuse all or some Cookies. If you choose to block all Cookies (including essential Cookies) you may not be able to access all or parts of the Site.

You can find out more about Cookies and how to manage them by visiting www.AboutCookies.org or www.allaboutcookies.org.

You can opt out of Cookies set by specific entities by following the instructions found at these links:

  • Adobe: https://www.adobe.com/privacy/opt-out.html
  • Google: https://adssettings.google.com

Google reCAPTCHA

We use Google reCAPTCHA, a free service provided by Google, Inc., to protect our Site from spam and abuse. Google reCAPTCHA uses advanced risk analysis techniques to decipher humans and bots. Google reCAPTCHA works differently depending on what version is deployed.  For example, you may be asked to check a box indicating that you are not a robot or Google reCAPTCHA may detect abusive traffic without user interaction.  Google reCAPTCHA works by transmitting certain types of information to Google, such as the referrer URL, IP address, visitor behavior, operating system information, browser and length of the visit, cookies, and mouse movements.  Your use of Google reCAPTCHA is subject to Google’s Privacy Policy and Terms of Use.  More information as to Google reCAPTCHA and how it works is available here.

Google Analytics
We use Google Analytics, a web analytics service provided by Google, Inc. Google Analytics uses Cookies or other tracking technologies to help us analyze how users interact with the Webste and Services, compile reports on their activity, and provide other services related to their activity and usage. The technologies used by Google may collect information such as your IP address, time of visit, whether you are a returning visitor, and any referring website. The information generated by Google Analytics will be transmitted to and stored by Google and will be subject to Google’s privacy policies. To learn more about Google’s partner services and to learn how to opt out of tracking of analytics by Google, click here.

Hotjar
We use Hotjar to better understand our users’ needs and to optimize the service and experience. Hotjar is a technology service that helps us better understand our users’ experience (e.g., how much time they spend on which pages, which links they choose to click, what users do and do not like, etc.) and this enables us to build and maintain our service with user feedback. Hotjar uses cookies and other technologies to collect data on our users’ behavior and their devices. This includes a device’s IP address (processed during your session and stored in a de-identified form), device screen size, device type (unique device identifiers), browser information, geographic location (country only), and the preferred language used to display our Website. Hotjar stores this information on our behalf in a pseudonymized user profile. Hotjar is contractually forbidden to sell any of the data collected on our behalf. For more information, please view Hotjar’s privacy page by clicking here.

We may use Cookies and similar technologies third-party vendors provide to collect information on user behavior (e.g., screens and pages visited, buttons and links clicked, limited information entered, and user taps and mouse movements). This information enables us to monitor and improve the user experience.

5. Opt-Out Preference Signals

The Site recognizes the Global Privacy Control (“GPC”) signal. If you are using a browser setting or plug-in that sends an opt-out preference signal to each website you visit, we will treat that as a valid request to opt out and this will be indicated in the banner notice that appears when you visit our website. You can manually indicate your preferences via the Cookie Preferences link at the bottom of the website. To download and use a browser supporting the GPC browser signal, click here: https://globalprivacycontrol.org/orgs. If you choose to use the GPC signal, you will need to turn it on for each supported browser or browser extension you use.

Some internet browsers incorporate a “Do Not Track” feature that signals to websites you visit that you do not want to have your online activity tracked. Given that there is not a uniform way that browsers communicate the “Do Not Track” signal, the Site does not currently interpret, respond to or alter its practices when it receives some “Do Not Track” signals.

6. How We Protect Your Personal Data

We maintain commercially reasonable security measures to protect the personal data we collect and store from loss, misuse, destruction, or unauthorized access. However, no security measure or modality of data transmission over the Internet is 100% secure. Although we strive to use commercially acceptable means to protect your personal data, we cannot guarantee absolute security.

7. We Do Not Collect Personal Data from Children

This Website is not intended for children (under 18 years old). We do not knowingly collect, use, or disclose personal data from children.

8. Notice to California Residents

We do not disclose personal data obtained through our Website to third parties for their direct marketing purposes. Accordingly, we have no obligations under California Civil Code § 1798.83.

9. How to Contact Us

To contact us for questions or concerns about our privacy policies or practices please write to us at:

Attn: Customer Service
175 W. Jackson Blvd., Suite 1000
Chicago, Illinois 60604