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Find out how Enova provides financial flexibility to 2,114,900* underserved consumers in five different countries.
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At Enova, we believe everyone should have access to simple and trustworthy financial services.

As a global financial resource service for underserved consumers, we operate a portfolio of businesses that offer a variety of online credit products and services…

payday loans
lines of credit
installment loans

…to 2,114,900* customers in the United States, United Kingdom, Australia, Canada, and Mexico.

* Reflects number of customers served from 2006 through 2011.

vision

Closing the world’s credit gap

mission

Helping hardworking people fulfill their financial responsibilities with fast, trustworthy credit

values

10
09
08
07
06
05
04

Enova creates NetCredit LLC,
an online installment loan company in the
United States that operates under the trading
name NetCredit.

Enova creates TitleLoanASAP, an online title
loan company registered in the United States.

Enova is operating in 5
countries, providing payday
loan, installment loan, title
loan, and other credit services
to over 2,000,000 customers.

Enova Financial changes its name to Enova.

Enova creates Debit Plus, LLC, which
operates as Debit Plus, a prepaid debit
card provider in Mexico.

Enova is operating in 5
countries, providing payday
loan, installment loan, and
other credit services to over
2,000,000 customers.

Enova Financial creates CashEuroNet UK,
LLC, an online installment loan company
in the United Kingdom; under the trading
name pounds to pocket.

Enova Financial is recognized for
Exceptional Customer Service as
Stevie Award Finalist.

Enova Financial is recognized by
CIO Magazine as a CIO 100
Award Honoree.

QuickQuid is nominated as a
finalist for the Responsible
Lender of the Year at the 2010
12th Annual Credit Today Awards.

CashNetUSA begins offering lines of credit
in select states.

Enova Financial is operating in
4 countries, providing payday
loan, installment loan and other
credit services to customers.

CashNetUSA creates DollarsDirect, LLC,
which operates as DollarsDirect,
an online payday loan finance broking service
in Australia.

CashNetUSA creates CNU DollarsDirect
Inc., which operates as DollarsDirect, an
online payday loan company in Canada.

Enova Financial is created to bring all
4 brands — CashNetUSA, QuickQuid,
DollarsDirect Australia and DollarsDirect
Canada — under one corporate brand.

CashNetUSA begins offering installment
loans in select states.

CashNetUSA becomes a member
of the Better Business Bureau.

Enova Financial is operating in
4 countries, providing payday
loan and installment loan
services to customers.

CashEuroNet UK, LLC is admitted
into CIFAS, the United Kingdom’s
Fraud Prevention Service,
becoming the first institution
geographically located outside
of the EU to be admitted into CIFAS.

CashNetUSA is operating in 2
countries, providing payday
loan services to customers.

CashNetUSA completes its
3 millionth loan transaction.

CashNetUSA creates CashEuroNet UK, LLC,
which operates as QuickQuid, an online
payday loan company in the United Kingdom.

CashEuroNet UK, LLC
co-founds the Consumer
Finance Association (CFA)
trade association.

CashNetUSA is operating in 2
countries, providing payday
loan services to customers.

Employee head count: 500
Office space: 110,000 sq.ft.

CashNetUSA is profitable only
11 months after inception.

CashNetUSA implements a
cutting-edge lending platform using
technology systems Ruby and
Rails, as well as a distributed,
service-oriented architecture.

CashNetUSA is operating
in 20 states, providing
payday loan services
to customers.

Employee head count: 65
Office space: 13,000 sq.ft.

CashNetUSA is acquired by
Cash America International, Inc.
(NYSE: CSH), a publicly traded
specialty financial services
company.

CashNetUSA evolves its online lending
process by releasing a real-time
decision making model.

CashNetUSA becomes a member
of the Community Financial Services Association.

CashNetUSA is operating
in 30 states, providing
payday loan services
to customers.

Employee head count: 250
Office space: 60,000 sq.ft.

The Check Giant, LLC is
co-founded by brothers Albert
and Alexander Goldstein as
they begin testing online
consumer lending.

The Goldstein brothers project $25 million
in revenue by 2010.

The first server is installed in
a bathroom.

By the end of 2004, The Check Giant, LLC
is renamed CashNetUSA. It is operating in
10 states, providing payday loan services
to customers.

Employee head count: 20
Office space: 6,000 sq. ft.