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Find out how Enova provides financial flexibility to 2,114,900* underserved consumers in five different countries.
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At Enova, we believe everyone should have access to simple and trustworthy financial services.

As a global financial resource service for underserved consumers, we operate a portfolio of businesses that offer a variety of online credit products and services

payday loans
lines of credit
installment loans

…to 2,114,900* customers in the United States, United Kingdom, Australia, and Canada.

* Reflects number of customers served from 2006 through 2011.

vision

Closing the world’s credit gap

mission

Helping hardworking people fulfill their financial responsibilities with fast, trustworthy credit

values

Enova creates NetCredit LLC,
an online installment loan company in the
United States that operates under the trading
name NetCredit.

customerscountEnova is operating in 5
countries, providing payday
loan, installment loan, title
loan, and other credit services
to over 2,000,000 customers.

Enova Financial changes its name to Enova.

customerscountEnova is operating in 5
countries, providing payday
loan, installment loan, and
other credit services to over
2,000,000 customers.

Enova Financial creates CashEuroNet UK,
LLC, an online installment company in the
United Kingdom, under the trading
name Pounds to Pocket.

AwardEnova Financial is recognized for
Exceptional Customer Service as
Stevie Award Finalist.

AwardEnova Financial is recognized by
CIO Magazine as a CIO 100
Award Honoree.

starQuickQuid is nominated as a
finalist for the Responsible
Lender of the Year at the 2010
12th Annual Credit Today Awards.

CashNetUSA begins offering lines of credit
in select states.

customersEnova Financial is operating in
4 countries, providing payday
loan, installment loan and other
credit services to customers.

DollarsDirect.au

CashNetUSA creates DollarsDirect, LLC,
which operates as DollarsDirect,
an online payday loan finance broking service
in Australia.

CashNetUSA creates CNU DollarsDirect
Inc., which operates as DollarsDirect, an
online payday loan company in Canada.

Enova Financial is created to bring all
4 brands — CashNetUSA, QuickQuid,
DollarsDirect Australia and DollarsDirect
Canada — under one corporate brand.

CashNetUSA begins offering installment
loans in select states.

Business BureauCashNetUSA becomes a member
of the Better Business Bureau.

customersEnova Financial is operating in
4 countries, providing payday
loan and installment loan
services to customers.

CashEuroNet UK, LLC is admitted
into CIFAS, the United Kingdom’s
Fraud Prevention Service,
becoming the first institution
geographically located outside
of the EU to be admitted into CIFAS.

customersCashNetUSA is operating in 2
countries, providing payday
loan services to customers.

loan transactionCashNetUSA completes its
3 millionth loan transaction.

QuickQuid

CashNetUSA creates CashEuroNet UK, LLC,
which operates as QuickQuid, an online
payday loan company in the United Kingdom.

CashEuroNet UK, LLC
co-founds the Consumer
Finance Association (CFA)
trade association.

customersCashNetUSA is operating in 2
countries, providing payday
loan services to customers.

Employee head count: 500
Office space: 110,000 sq.ft.

profitableCashNetUSA is profitable only
11 months after inception.

service-orientedCashNetUSA implements a
cutting-edge lending platform using
technology systems Ruby and
Rails, as well as a distributed,
service-oriented architecture.

servicescustomersCashNetUSA is operating
in 20 states, providing
payday loan services
to customers.

Employee head count: 65
Office space: 13,000 sq.ft.

CashNetUSA is acquired by
Cash America International, Inc.
(NYSE: CSH), a publicly traded
specialty financial services
company.

real-timeCashNetUSA evolves its online lending
process by releasing a real-time
decision making model.

CFSA

CashNetUSA becomes a member
of the Community Financial Services Association.

CashNetUSA is operating
in 30 states, providing
payday loan services
to customers.

Employee head count: 250
Office space: 60,000 sq.ft.

online consumersThe Check Giant, LLC is
co-founded by brothers Albert
and Alexander Goldstein as
they begin testing online
consumer lending.

The Goldstein brothers project $25 million
in revenue by 2010.

serverbathroomThe first server is installed in
a bathroom.

CashNetUSA

By the end of 2004, The Check Giant, LLC
is renamed CashNetUSA. It is operating in
10 states, providing payday loan services
to customers.

Employee head count: 20
Office space: 6,000 sq. ft.